Please note:  If the property you are purchasing or refinancing is manufactured or mobile, you are not eligible for a first mortgage loan. (Contact a branch near you for information on mobile home loans).

MORTGAGES SIMPLIFIED:

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You will be charged a non-refundable up-front fee of $20.00 to cover the cost of the credit report. 

 You will be required to have a membership account and provide us with a valid South Carolina Federal Credit Union account number with sufficient funds to process this request. 

Once you have received your initial disclosures and a tentative credit approval, you will be asked to pay the appraisal fee to continue your loan process.

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets. As you are filling in the application, if you find yourself short of time you may save the application for review and completion at a later date. Please create your own login and password, then save the login and password you have created.  You will need this to log back into the site to complete an application, check the status and view your on-line disclosures.  After submitting your application, various loan programs may allow you to receive an immediate online credit approval.